In my ~8 years of work experience, both in a large organisation and starting + growing a startup from scratch, I learned that the single biggest asset, as well as a threat to a company’s fortune, is its culture which is largely influenced and formed by the people it hires…

Mission: Building honest financial products that improve lives. Vision: To be as ubiquitous, secure, and convenient as legacy networks, yet far more transparent, honest, and both consumer and merchant-centric. One of the biggest religion that functions our economy is capitalism and its core enabler is the financial system. For decades…

Preface: How this book was written and why A person with knowledge plus the ability to express ideas, to assume leadership, and to arouse enthusiasm among people is headed for higher earning power. A system of self-analysis, self-education will do more for you than any other one thing you can ever attempt. Part 1. Fundamental Techniques in Handling People Principle 1 — Don’t Criticize, condemn…

On December 3rd, Stripe announced that they are introducing Stripe Treasury, an API for their customers to manage their funds more easily.

Intro: The greatest show on earth Money is mostly human psychology and rarely finance as a subject. Voltaire: “History never repeats itself; man always does” 1. No one’s crazy Every financial decision a person makes sense to them at that moment and checks the boxes they need to check. It is shaped by their own unique experiences and circumstances. 2. Luck & Risk Both…

Preface Quality of one’s knowledge or skill may not be as good as they claim. The core probabilistic thinking is to consider that alternative outcomes could have taken place and that the world could have been a different place. Skills matter less on a random environment (such as a stock market)…

One of the neglected truth when making an investment decision is that your trade opponent almost always believes the opposite of what you want to believe in. For instance, when you are buying Tesla shares thinking that it is a good investment that will continue its upward trajectory for many…

Courage has two types: first, the courage to try new/difficult things ( hence I will call it an additive decision) and second the courage to let go (hence I will call it a shedding decision). The additive decision is more common and are things such as trying new food, starting…

My father once told me an anecdote that he experienced during his service time at the Eighth United States Army in Seoul, Korea. Between the barrack and canteen, there was a small area of woods and the two buildings were connected by a walking path that was built around the…